The ugly "B" word crossed my mind the other day. You know that big, ugly word that starts with a b? No silly. Not that one. Come on this is me you are talking to. Not the word that defines a female dog. The big B word that most of us all cringe at the thought of. Budget
I will admit that I do NOT have a budget. I know that might sound really weird to some of you. I know so many people who live by their budget. I know others who don't have one at all. What works for you?
I am extremely frugal and smart money-wise. However, I don't really know where on earth it is all going. Don't get me wrong- I have a rough idea. Upon further thought process though, I really have no clue.
This week I think I am going to get a binder and start recording all my spending. If I don't know where my money is currently going, how do I plan to plan? What does your budget look like per month? How did you come upon the decisions on paper?