Confession time. What are your biggest financial sins? Be honest now. Me? Well, I will be honest and tell everyone that even though I am really thrifty and frugal, I DON'T HAVE A BUDGET! I know that all the books and sites say that should be your first step when it comes to personal finance. I just haven't done it. Never. I went to and then I just stop and put it off. So for me that is huge. I am sure I could save even more money than I am now.
Another really bad thing that I have a tendency to do is not paying my utilities on time. It isn't that I don't have the money for them either. I just literally put them to the side and forget about them. In turn I add late fees on mine. Pathetic huh?
Head over to this site and enter for a chance at some cash to confess your financial sins. I am trying to win the $500 Financial Blogger competition– Crossing my fingers that I win! Check it out now. :)