Money Mistake #1
- Apartment Dumb Moment- I was living in an apartment, and my lease was fulfilled. I could have looked around prior to my lease expiring and found a place, finish my lease and move into a new place. However, I didn't choose that path. I just decided to stay put and see what would happen. I got my rent bill in the bill shocked to see my bill at $1,059.00 (rent was only $875.00 on the lease including water). That might not sound like much to some people, but it was a huge shock to me. I started looking around and found a place to move. I called my apartment management office and informed them I would be moving out and asked how I go about that. I was informed pretty much that I move and hand in the keys and that is it. It seemed pretty easy and simple to me. I moved in a hurry to a condo willing to charge less than I was paying. I had people help move and get it all squared away. The last day I moved, the office somehow was closed (middle of the day on a Saturday and they are ALWAYS open on Saturday.) I took my keys and put them in an envelope, sealed the envelope and put it in the drop box. I didn't bother to get my security deposit and cleaning deposits back. I figured they would just try to dicker me out of the money somehow, and I really didn't have the time for it. Imagine my shock when I had my credit report checked and found a collection agency with a charge of over $2,500.00!!! I called and questioned the validity of these charges. It turns out I was supposed to send a WRITTEN notice to the office 60 DAYS prior to moving out, even if I was on a month to month term. They also charged for cleaning (even though they had my cleaning deposit), taking a bag of trash out, installing new carpet (even though they install new carpet prior to any tenant moving in), and numerous other things. I asked to speak with management and was informed the charges were correct, and on top of those charges, I would be charged interest every single day they were in collections. Needless to say, I learned my lesson the hard way. I made timely payments and got the entire thing paid off in full. I was so upset.
Mistake: So about $2,500.00
Money Mistake #2
- Princess and the Pea- I received a mattress that was past its prime. I started sleeping on my couch at one point and just couldn't take it any longer. I decided to go out looking at mattresses. Granted I didn't really go out and look at different stores like most people would. I went to one store and just liked the feel of the store. My sister and I decided to start laying on mattresses and see how things felt. I ended up falling for a nice set which ended up costing over $1,000.00 (not including the mattress pad and delivery). Had I been smart and priced out and tested other stores, I would have noticed a huge difference in price. Yes, I fell for the ever too eager salesperson talking about "how perfect and comfortable this bed here" was. Later on while shopping for a few items, I realized Sams Club has really nice sets for about half the price and it is the same brand and everything. DOH! And no, the company I bought the bed from doesn't offer refunds or exchanges.
Mistakes: So about $500.00.
Money Mistake #3
- Sally's- I shopped at Sally's $5.00 clothing store a few years ago and was all excited about a few items that were so cute I thought at the time with such great prices. I instantly bought them and brought them home. I washed them and wore them once or twice before they literally fell apart. I'll never forget having an unraveling string and I pulled it once and BAM one of the shirts was completely torn apart. Another fell apart in the washer. I pulled some clothes out of the washer and went to put it in the dryer to notice pieces/fragments of one of the shirts. Oh how dumb.
Mistake: So about $26.75 (5 shirts plus tax)
What Mistakes have you made when it comes to purchases?
To Be Continued................