Monday, February 24, 2014

Sassy's Budgeting Tools

Well, I finally did it!

I FINALLY got my butt in gear about finding a good budgeting plan together.
It was a beautiful, sunny Saturday morning in Vegas. And I was kid-free! Let me say it now, that NEVER happens!

Oh all the possibilities for "me time"! A pedicure?  A nice breakfast? Shopping? Sleeping? Cleaning? Going through the garage?

Not even close!

I found myself driving to Walmart in the office supply area. I thoroughly searched every nook and cranny. I searched and kept going through each and EVERY aisle of office supplies figuring out the best way to do this.

I was determined to find me the supplies to establish a bill paying system, budgeting tools and everything wrapped into one.

I could buy plain envelopes and follow the Dave Ramsey system I keep stumbling across. But that wasn't the best thing that would work for me.

I could have bought a simple planner or an elaborate one but that wasn't what was going to work for me.

I saw those accordion style organizers but they were made of really flimsy plastic material. I am talking about extremely thin plastic that I knew wouldn't hold up for very long. And even that was $6.00. You could tell it was pointless in buying it. Talk about cheapo! Then I thought if I could find like a cardboard material accordion organizer it would be perfect. Sadly, they had one and it just didn't look like what I was looking for. No, I don't think I am that picky.

Then I had the best idea! I wanted to get a cute decorated binder. Inside I would put those dividers that have the half clear envelope type thing on them, but sadly I discovered the hard way that they didn't even have them! How freaking dumb. They had regular dividers but that wasn't how I wanted to do it.

Hard to admit to you all that I spent about an hour in that damn store on a Saturday. Yes, you read that correctly. An hour!  Walmart on Saturdays are insane. It was obvious that it's tax return time. People buying brand new bikes for all their kids (literally saw a family with 3 bikes in tow with their kids), flat screen tvs everywhere in line, home decor items overflowing shopping carts, kids getting all kinds of brand new shiny toys, and sooooo many other tax return time evidence everywhere.
Sadly, I left Walmart empty handed even after spending a good hour there. *Insert sad, frustrated face here

I contemplated going to Office Max or Office Depot. I thought they for sure would have what I was looking for.

But I was pretty frustrated after wasting all that time. I was also thinking Saturday shopping anywhere would be too busy and irritating. Not to mention the fact that with my cane and walking boot, it honestly doesn't make for the best experience walking the stores shopping. To put it simply, I am constantly in pain! That hour alone sure took it out of me physically.

I ended up going home and taking a good nap.

After waking up, a friend and I went to dinner. I love good Mexican restaurants. It was mighty tasty.
On the way back home, I decided to stop in the dollar store on my continued quest for my budgeting items.

I found the best stuff there!

Say hello to my little friends!

So the little note book I will use to write down my spending.  Can't beat a dollar! 

Then the cute, trendy organizers I will do the following:

In one I will use cash and divide things up, writing on the included little dividers.

The other I will use to separate the pending bills and the paid bills (by month). 

There are 6 dividers in it.  I actually think I am going to go get one more to do it by month for the whole year! 

These will work perfectly and will be much easier to use, plus they are really thick plastic and NOT flimsy.
 The ones on the left are pending payment. 
The one of the right was paid on Saturday. 

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